This document outlines the terms and conditions governing the financial advisory services provided by Smart Alpha Financial ("Company").
It is important to read this disclosure carefully before seeking or utilizing any financial advice or services provided by the Company.

1. Educational and Knowledge Purposes Only: The information, guidance, and content provided by the Company are intended for educational and knowledge purposes only. They are not to be construed as financial advice or recommendations.

2. No Licensed Financial Advisor:

The Company is not a licensed financial advisor, investment advisor, or broker-dealer. The Company's services are not a substitute for professional financial advice from a licensed expert.

3. Risks of Investing:

Investing in financial markets carries inherent risks. The Company does not guarantee the accuracy, completeness, or timeliness of the information provided. Investing involves the potential for loss of funds, and individuals are solely responsible for their investment decisions.

4. No Responsibility for Loss:

The Company shall not be held responsible for any loss of funds or investments made based on the information or advice provided. All investment decisions are made at the individual's own risk.

5. General Educational Information:

Any information or content provided by the Company should be considered general educational information and not personalized advice. It does not take into account individual financial circumstances, risk tolerance, or objectives.

6. No Specific Buy/Sell Recommendations:

The Company does not provide specific buy/sell recommendations for any financial products or securities. The information provided is general and does not constitute financial advice to execute any transaction.

7. Jurisdictional Considerations:

This disclosure is intended to protect the Company within the State of Florida and across the United States. However, individuals should consult their local laws and regulations before utilizing the Company's services.

By utilizing the services provided by Smart Alpha Financial, you acknowledge that you have read, understood, and agreed to the terms outlined in this Financial Advisory Disclosure.

Signature: ______________________ Date: ____________________

(Printed Name)